What $400,000 Buys You in Kansas City Right Now
If you’re wondering what kind of home $400,000 gets you in Kansas City, the answer is that it can still buy quite a bit. While prices have climbed in recent years, Kansas City remains one of the most affordable major metros in the country. Whether you’re looking on the Kansas side or across the state line, that price point opens the door to several great neighborhoods.
So what does $400,000 look like in today’s market? Let’s break it down.
1. The Suburban Sweet Spot
In places like Overland Park, Shawnee, and Lenexa, $400,000 can get you a well-maintained three- or four-bedroom home with a finished basement, fenced yard, and updated kitchen. These areas attract families and anyone who values strong schools, quiet streets, and easy access to shopping and parks.
If you want a move-in ready home with a little room to grow, this is where you’ll find it.
2. Classic Charm Inside the City
Prefer older homes with character? In neighborhoods like Brookside, Waldo, or Prairie Village, you can find bungalows, Tudors, or mid-century homes around the $400,000 range. You might trade a little square footage for location and charm. Think walkable streets, mature trees, and close proximity to Kansas City favorites like Ward Parkway and the Plaza.
These neighborhoods appeal to buyers who want personality and connection to the city’s history.
3. New Construction on the Edge
If you prefer something brand new, $400,000 can get you into new-build neighborhoods in Olathe, Lee’s Summit, or North Kansas City. Expect open floor plans, energy-efficient design, and community amenities like pools or walking trails.
These homes are great for buyers who want modern style and low maintenance without stretching their budget.
4. Condos and Townhomes
Downtown and the Crossroads area continue to grow with new condos and townhomes. Around $400,000, you can find sleek, modern spaces with skyline views, secure parking, and walkability to restaurants, coffee shops, and entertainment.
This option is perfect for professionals or anyone drawn to the energy of urban Kansas City living.
No matter which part of the metro feels like home, $400,000 still goes a long way here. While other markets have priced many buyers out, Kansas City continues to offer value, variety, and a strong sense of community.
If you’re ready to see what your budget can buy, I’d love to show you neighborhoods, price trends, and homes that fit your goals.